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Cashback Credit Cards Vs Reward - What’s The Right One?

Posted by DoItLikeThat in Credit

     

Not sure how to choose between a cashback credit card and a reward credit card? Here are a few hints on how to compare credit cards to help you decide which one is the right one for you.

Definitions:
A cashback credit card gives you - what else? - cash back on your purchases made with that credit card. The amount is usually a percentage of the purchase from .5% to 5% on certain purchases. Depending on the particular card, the cash back may be a flat rate on any purchase that you make, a percentage of certain qualifying purchases or a combination of the two.

Example: The Morgan Stanley Platinum gives you 1% cash back on the first

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